Equity Release Dorset ~ Mortgage Poole Southampton

Being independent financial advisers allows us to work on YOUR BEHALF!!

Equity release can help older home owners convert the value of their home into:

• a lump sum
• regular income
• or sometimes both.

Is equity release right for me?

Equity release schemes can use part of the capital 'tied up' in the value of your home. You retain the right to live in your home for the rest of your life.

Before deciding on the best course of action, we provide confidential unbiased advice. Remember you need to decide carefully as equity release may affect entitlement to certain state benefits and reduce the value of your estate.

Releasing equity in your home ~ help make retirement easier

Common reasons to consider equity release.

• You may be living in a valuable property but surviving on a relatively low income. (Asset rich and Cash poor)
• You may need capital to fund essential repairs to your home.
• You may want some cash to help your children or grandchildren.

We generally recommend that a client’s existing capital/assets and investments should be looked at before considering releasing equity from their property in order to facilitate an income.

Equity Release is not necessarily suitable for everyone, and the solution to generate additional income will depend upon the circumstances of the client in each case.
We recommend you always seek advice including legal assistance on whether equity release is suitable for your situation.

Equity release refers to Home reversion plans and Lifetime mortgages. To understand the features and risks ask for a personalised illustration.

For mortgages we can work on commission or fees. Our typical fee is £500. The precise amount will depend on your circumstances.